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D. Charles Hamel, Your Trusted
Mortgage Expert!

Buying a home is about more than just interest rates. While interest rates are the driving factor, you also need a knowledgeable, Mortgage Professional who will give you their best...at all levels! D. Charles Hamel has been serving the needs of Texas Home Buyers and Home owners since 1994, bringing unsurpassed knowledge and experience.

Calculate Your Mortgage...

Mortgage Calculator

Get a sense of the costs of buying a home with our monthly mortgage calculator. Using the "Advanced" drop-down, you can estimate taxes and insurance as follows: For estimated monthly property taxes, multiply the desired purchase price x 3% and divide by 12 and for estimated monthly homeowners insurance, multiply the desired purchase price x 1% and divide by 12. For the monthly estimated mortgage insurance (required if putting les than 20% as a down payment) multiply the loan amount after your down payment x 1% divided by 12.

NOTE: THIS INFORMATION IS FOR ESTIMATING ONLY AND NOT ACTUAL PAYMENT CALCULATIONS...CONTACT ME FOR A MORE ACCURATE ESTIMATE.

Home Price
Down payment
Interest Rate
Term

Enter any additional costs to be added into your monthly payments
Property Tax
Homeowners Insurance
HOA Dues
Mortgage Insurance
Additional Monthly Payment
Interest only

Payment Every Month

First Source Mortgage of Texas

17506 Heartwind Ct Houston TX 77095

Telephone

281-803-9977

homeloans@fsmtexas.com

NMLS

2473133

Purchasing a home?
The home of your dreams is waiting for you. By offering personalized service, D. Charles Hamel can quickly help secure the right home loan at a competitive interest rate. Charles and his team make the loan process simple, straightforward, and fast, ready to work for you. Give us a call today!

Looking to refinance?
If you're considering refinancing your current mortgage, or taking equity out with a cash-out refinance, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real-time. Your needs can change, so can your mortgage loan. Let us help.